For fire insurance reasons, I don't thing an unlicensed person should work inside the breaker box and sub-panels.Square D makes whole house surge protectors for their panels that use two blank slots on the main panel. Has a single connection to neutral (which at the panel is bonded to the ground ). Takes less than 15 minuted for a DYI if you have the minimum skills to replace a circuit breaker.
Insurance companies are always looking for an out.
Plus, my sole opinion is that these surge suppressors are not beneficial.