My examination suggests that the Zyxel/Allnet is an un-optimized copy of the reference design, while the Linksys is reworked. The Zyxel/Allnet is slightly "crummier" in choice of components as well.
I'm looking at the Zyxel now. It's 99.8% identical to the Allnet and is clearly made by the same Taiwanese company.
Looking at the design more closely, it appears to be missing an optoisolator between the "line" section and the "analog" section that the Linksys has, in addition to a bunch of components in that area. If I was going to make a guess as to how to save money from the reference design it might be to take out the zero-crossing detector. If that is what they did exchanging the firmware between the Linksys and the Zyxel would be a really bad idea, the configuration of the zero crossing detector is one of the things set in the firmware.
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