Apologies - I've been out of action. I use a VPN when working from home that connects the work machine(s) to VPN endpoint. The question that I asked, then, was more about VPN usage for the various personal devices that talk to the internet.
Re geo-fenced applications; e.g., Netflix: I'm not interested in this application as most services that I'm interested in are available locally. Note: I have, in the meanwhile, set-up a VPN on the router which has turned out to be problematic as while Netflix works Amazon Prime won't work citing the use of a VPN (even though the VPN is using an Australian IP address and Amazon Prime is an Australian account).
Re accessing from a different IP address: This use case is of interest given privacy concerns.
I'm a target, no doubt, for the "VPN = safe" marketing message. It'd be good to understand the thought behind the above statement. Note, except for work, I don't have a use case that involves accessing content on the Home LAN externally; i.e., I don't, for example, access music or photos stored on the NAS when out of the home. So, this being the case, I guess that all a VPN is providing is a different IP address so it's privacy not security?
@aps I'm going to answer a small part of your query "Why might I use a VPN?".
Many (most?) users are utilizing it for either getting around geo-fenced applications (ex. watch Netflix from another country) or so that they appear to access the internet from an address not their own. Some for P2P downloads, others ... who knows. There are certainly numerous other usecases, but if you get right down to it I would bet dollars-to-donuts that the majority fall into one or both of those camps.
Now to accomplish that, I don't have to run VPN on the router, but it's easier, say I run netflix on a Roku or Playstation or smartTV, those endpoints may not be easily configured for VPN (if at all), so doing it at the router level makes a lot more sense.
Re geo-fenced applications; e.g., Netflix: I'm not interested in this application as most services that I'm interested in are available locally. Note: I have, in the meanwhile, set-up a VPN on the router which has turned out to be problematic as while Netflix works Amazon Prime won't work citing the use of a VPN (even though the VPN is using an Australian IP address and Amazon Prime is an Australian account).
Re accessing from a different IP address: This use case is of interest given privacy concerns.
A paid-for VPN is a false sense of security. Period.
I'm a target, no doubt, for the "VPN = safe" marketing message. It'd be good to understand the thought behind the above statement. Note, except for work, I don't have a use case that involves accessing content on the Home LAN externally; i.e., I don't, for example, access music or photos stored on the NAS when out of the home. So, this being the case, I guess that all a VPN is providing is a different IP address so it's privacy not security?