You don't really get to pick the authoritative server for a domain you want to query. The domain owner decides which server is authoritative. There's been discussions about the root servers eventually supporting DoT, but that only solves the .com, .org, .edu part of recursive lookups. Each domain owner's authoritative server would also need to support it, and that's not very practical given the state of DNS (and look how eager they are to adopt DNSSEC).
But yes, Unbound as a recursive resolver to authoritative servers sends in-the-clear and can be snooped by your ISP if they find you interesting enough to bother with.
The ideal scenario would be to setup your own Unbound in a public cloud and have your home network send queries over DoT to your Unbound server. That way it can't be snooped and from the public cloud, who would know it was you sending those recursive queries?